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The Subject Matter of Commercial Balancing, and the Capacity in which the Balance Responsible Party Acts in Light of New Regulations – Civil Law Aspects
Tadeusz Zieliński

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The Risk of Non-Compliance by Lending Institutions in Poland
Magdalena Paleczna-Sareńcza

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The Sanction of ‘Free Credit’ as a Result of the Risk of Non-Compliance With Contractual Information Obligations in Consumer Credit Agreements – A Few Selected Comments in the Context of the Interpretation of Article 45 of the Consumer Credit Act
Edyta Rutkowska-Tomaszewska

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Financial Consumer Services in Light of Key Jurisprudence of Polish Courts – Selected Issues
Edyta Rutkowska-Tomaszewska and Marta Fabiszewska

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Is It Possible to Maintain the Validity of a Mortgage Loan Agreement Referring to a Foreign Currency That Contains Abusive Provisions on the Indexation Mechanism? A Couple of Comments on the Impossibility of the Removal of the Element of the Indexing Term Relating to the Bank’s Margin From the Mortgage Loan on the Basis of the Case Law of the Court of Justice of the European Union and National Courts
Marta Fabiszewska

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The Principle of Data Minimisation and the Scope of Insurance Data Sharing in the Draft Regulation on the Framework for Financial Data Access (FIDA)
Bartosz Bigaj

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Risk management for authorising railway vehicles in the EU legal framework
Jan Maciej Siudecki

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Aspects of Consumer Credit as a Source of Financing Household Needs in Poland and Selected European Union Countries
Patrycja Szurek

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Changes in the Provisions of the Mortgage Credit Directive – De Lege Ferenda Recommendations Concerning Mortgage Borrowing Consumer Protection
Piotr Gałązka and Weronika Tołściuk

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Review of selected case law on unauthorized payment transactions in the years 2021–2024
Marta Fabiszewska and Julia Szulczyk