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Volume 14, Issue 4 (2025)

Articles

The concept of a consumer under Article 22(1) of the Civil Code – dilemmas de lege lata and proposals de lege ferenda.
Maria Rożnowska

The Principle of Data Minimisation and the Scope of Insurance Data Sharing in the Draft Regulation on the Framework for Financial Data Access (FIDA)
Bartosz Bigaj

Aspects of Consumer Credit as a Source of Financing Household Needs in Poland and Selected European Union Countries
Patrycja Szurek

The Risk of Non-Compliance by Lending Institutions in Poland
Magdalena Paleczna-Sareńcza

Legal Considerations on Consumer Rights in Early Loan Repayment
Michał Maciaczyk

Is It Possible to Maintain the Validity of a Mortgage Loan Agreement Referring to a Foreign Currency That Contains Abusive Provisions on the Indexation Mechanism? A Couple of Comments on the Impossibility of the Removal of the Element of the Indexing Term Relating to the Bank’s Margin From the Mortgage Loan on the Basis of the Case Law of the Court of Justice of the European Union and National Courts
Marta Fabiszewska

Changes in the Provisions of the Mortgage Credit Directive – De Lege Ferenda Recommendations Concerning Mortgage Borrowing Consumer Protection
Piotr Gałązka and Weronika Tołściuk

The Sanction of ‘Free Credit’ as a Result of the Risk of Non-Compliance With Contractual Information Obligations in Consumer Credit Agreements – A Few Selected Comments in the Context of the Interpretation of Article 45 of the Consumer Credit Act
Edyta Rutkowska-Tomaszewska

Institutional protection systems in the banking sector – in light of the CRR Regulation, Chapter 10a of the Banking Law, and regulations governing cooperative banks
Marta Stepniewska

Reviews of Law and Jurisdiction

Financial Consumer Services in Light of Key Jurisprudence of Polish Courts – Selected Issues
Edyta Rutkowska-Tomaszewska and Marta Fabiszewska